APY = Annual Percentage Yield. Rates and APYs accurate as of September 20th, 2020.

Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.


Kasasa Cash®* Learn More

Balance Minimum Opening Deposit Rate APY
$0 to $10,000 $100 2.47% 2.50%
$10,000+ $100 0.25% 2.50% to 0.45%
All balances if qualifications not met $100 0.01% 0.01%

Qualifications to Earn Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate.

Kasasa Saver®‡ Learn More

Balance Minimum Opening Deposit Rate APY
$0 to $10,000 $100 0.99% 1.00%
$10,000+ $100 0.25% 1.00% to 0.32%
All balances if qualifications not met $100 0.01% 0.01%

Qualifications to Earn the Higher Rate

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate in Kasasa Cash and Kasasa Saver.