Rev June 2023

FACTS

WHAT DOES FARMERS NATIONAL BANK OF GRIGGSVILLE DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number                        
  • Income
  • Credit History
  • Overdraft History
  • Checking account information
  • Employment information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Farmers National Bank of Griggsville chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Farmers National Bank of Griggsville share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –  
to offer our products and services to you
Yes Yes
For joint marketing with other financial companies Yes Yes
For our affiliates' everyday business purposes –
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes –  
information about your creditworthiness
No We don't share
For nonaffiliates to market to you No We don't share
For our affiliates to market to you Yes Yes
To Limit our sharing

Call 217-833-2329 or go to www.fnbgriggsville.com

Please Note:
If you are a NEW customer, we can begin sharing your information 30 days from the date we sent this notice. When you are NO LONGER our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions? Call 217-833-2329 or go to www.fnbgriggsville.com
Who we are
Who is providing this notice?

Farmers National Bank of Griggsville

What We Do
How does Farmers National Bank of Griggsville protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguardsto protect this information and we limit access to information to those employees for whom access is appropriate.

How does Farmers National Bank of Griggsville collect my personal information?

We collect your personal information, for example, when you

  • open and account or pay your bills
  • apply for a loan or make deposits or withdrawals from your account
  • show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Farmers National Bank of Griggsville has no affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include mortgage services, insurance, securities, buying, consumer reporting and mailing services.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance, securities and investment providers.

Addendum to Privacy Policy for App      

Privacy Policy

Farmers National Bank of Griggsville/FNBG mobile is committed to safeguarding your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, and disclose your data when you use our banking app available on Google Play. By using our app, you consent to the practices described in this policy.

 Information We Collect

  1. Camera and Images: Farmers National Bank of Griggsville/FNBG mobile may request access to your device's camera and images. This access is used for the purpose of personalizing your banking experience by allowing you to capture images of checks, documents, or other relevant information.
  2. Contacts: We may also request access to your device's contacts. This access is used to simplify the process of transferring funds to your contacts or to help you find and connect with your contacts who are also using our banking services.


    How We Use Your Information
  • Personalization: Access to your camera and images allows us to offer you a personalized banking experience. For example, you can easily deposit checks by capturing images, and we can assist you in organizing and managing your financial documents.
  • Contacts Integration: Access to your contacts enables us to streamline interactions with your friends and family who also use our app. You can initiate fund transfers or payments more conveniently.


    Your Choices

You have the right to grant or revoke access to your camera, images, and contacts at any time through your device's settings. Please be aware that revoking access to certain features may limit the functionality of our app.

 Changes to this Policy

We may update this Privacy Policy to reflect changes in our practices or applicable laws. Any updates will be posted on our website and within our app. Please review this policy periodically to stay informed about how we handle your data.

 By using our app, you acknowledge and agree to the terms outlined in this Privacy Policy.